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>> 130 GENIUS MONEY-IDEAS to brighten up your financial future!
>> STAY UPDATED: NEWEST AND LATEST money-making ideas on this website only!
>> Please select the best $MONEY$-IDEAS from the list (see below):






1.$$$ >> Make $1,000+ per month – For women: Start clothing business with clothing from other girlfriends

2.$$$ >> Make $300-$500 per month (per person) or up to $1,000 per month of higher household income – Negotiate with current (and future) employer for more corporate-paid benefits

3.$$ >> Make $500 - $1,000 per month – Rent out your bedroom apartment as daily hotel-room at $30-$50 per day

4.$$$ >> Make $1,000+ per month – Doing jobs for family and friends

5.$$$ >> Cash in for retirement – Close mortgage – Sell house to relatives

6.$$$ >> Make $5,000+ per deal – Earn money for co-guaranteeing a car lease for someone

7.$$ >> Save $300+ per month – Carpooling with family and share purchase of expensive car with family

8.$$ >> Save $500-$700 per month – Get rid of second car, get rid of full option insurance

9.$$ >> Save $100-$200 per month – Get rid of expensive car finance, sell car and get a cheap, personal car lease

10.$$ >> Save $100s per month – Have relative like parents/grandparents or wife/husband to take a cheap, consolidated loan to cover your expensive credit card debt while you pay that loan and co-guarantee the loan

11.$$ >> Save $100+ per month – Get family health coverage for insurance instead of individual coverage

12.$$ >> Save $100 per month – Health insurance – Instead of basic health coverage, pay the medications yourself, only pay for hospitalization insurance

13.$$ >> Save $600+ per month – Get other people live in with you (like parents, grandparents), rent out spare rooms, live together, get sunny retirement retreat for (grand)parents

14.$$$ >> Buy a sunny retreat for (grand)parents and have them pay the mortgage while you live in with them

15.$$$ >> Save $500-$1,000 per month – Use a lumpsum from the (grand)parents/family to cover expensive short-term debt (like credit card debt) in order for a 10-year free rent/retirement or for a shared car lease/car purchase

16.$$$ >> Save $1,000+ per month – Pay down mortgage with savings if nearing retirement (age 50-55+)

17.$$ >> Save $250+ per month (per child) – Reduce the cost of activities with children

18.$$ >> Save $300 per month – Refinance mortgage or renegotiate mortgage with bank

19.$$ >> Save $40-$100 per month – Get rid of private mortgage insurance if you have 20% of built-up home equity

20.$$ >> Save $100s per month – Convert your credit card debt into a 5-to-10-year personal, consolidated (home equity) loan

21.$$ >> Save $50 per month – Save money on credit cards – Transfer credit card high APR balance into low APR credit cards

22.$$ >> Save $100 per month – Use savings to pay off credit card debt

23.$$ >> Save $100+ per month – Remove Late Payments: An Example “Goodwill Letter” for Credit Card Accounts

24.$$ >> Save $200 per month – Renegotiate with other people to pay their share of the bills and have your girlfriend/spouse save money as well

25.$$ >> Save $100-$200 per month – Save money on dine-outs

26.$$ >> Save $100+ per month – Save money on fuel costs

27.$$ >> Save $100+ per month – Save money with biofuel

28.$$ >> Save $100 per month – Increase car insurance deductibles

29.$$ >> Save $100+ per month – Save money on car insurance

30.$$ >> Save $50 per month – Make sure you are not over-insured on your house

31.$$ >> Save $100s per month – Save money on life insurance – get the barest amount of insurance you need

32.$$ >> Save $1,000 per year – Save money on vacations

33.$$ >> Make $100+ per month – Rent out your parking space

34.$$ >> Save $200 per month – Eat with family for free

35.$$ >> Save $50 per month – Reduce water use

36.$$ >> Save $50-$100 per month – Save money on suntanning

37.$$ >> Save $100 per month – Save money on energy – turning off the AC or use timer

38.$$ >> Save $100 per month – Save money on electricity-spending in house

39.$$ >> Save $100 per month – Save money on heating

40.$$ >> Save $100 per month – Go shopping once per week instead of many times per week and shop with listing

41.$$ >> Save $200-$400 per month – Save money on groceries

42.$$ >> Save $50 per month – Use email and (internet) fax service instead of regular mail to communicate

43.$$ >> Save $50 per month – Use the internet to shop for the cheapest products

44.$$ >> Save $100+ per month – 11 Coupon ideas to get the most bang for the buck

45.$$ >> Save $50-$100 per month – Learn you children and your loved one to be (more) frugal too

46.$$$ >> Make $1,000 per month – Help other people get a job and have them tax-deduct job-related expenses

47.$$ >> Save $100+ per month – Have (young) children spend time with other family members

48.$$ >> Save $100-$200 per month – Save money on phone, television, internet and cable communications

49.$$$ >> Save $50,000 (per child) – Have children attend public college first - reduce costs for saving for children college, university or while they are studying

50.$$$ >> Make $1,000 per month – Retire with $250,000 in savings and keep the house – retire smart

51.$$ >> Save $500 per year – Reduce end-of year spending

52.$$ >> Save $100+ per month – Quit smoking

53.$$ >> Save $200 per month – Save money on bars: go to cheap bars rather than discos, or get tipsy cheaply before going to club, choose your (girl)friends carefully

54.$$ >> Save $50-$100 per month – Discontinue magazine subscriptions you don’t need and cancel unused club memberships

55.$$$ >> Save/Make $3,000 per year – Get the latest tax credits and tax deductions, including those for lower-income people (like EITC)

56.$$$ >> Save $1,000s per year – Reduce taxes by shifting income to lower-taxed relatives

57.$$$ >> Make $500-$1,000 per month – Make money with charitable gifts: create $1,000-$2,000 per month worth of charitable gifts that are 50% tax deductible on your personal tax return

58.$$$ >> Make $300-$500 per month – Ask your parents to gift you money tax-free on a monthly basis

59.$$$ >> Make $1,000+ per month – For business owners – deplete corporate assets/accounts over time to supplement retirement nearly tax-free

60.$$ >> Make $1,000+ per year – If you work for a public company – make money with discounted employee stock purchase plans

61.$$$ >> Make $1,000+ per month – Make money on Ebay: sell your (and other people's) stuff on Ebay, Craigslist

62.$$ >> Save $50 per month – Stop buying lottery tickets

63.$$ >> Make $30,000 over 5 years – Family property flipping with mortgages to cover expensive debt

64.$$ >> Save $500-$1,000 per month – Save money by selling parts of your house to other relatives

65.$$ >> Save $1,000-$2,000 per month – Save money by relocating to a less expensive area

66.$$$ >> Make $1,000+ per month – For single women: Sell your contact details and personal website to men at bars and clubs in return for money

67.$$ >> Save $50-$100 per month – Save money by watching movies at home instead of going to the movies

68.$$$ >> Make $1,000+ per month – Taking an extra (part-time) job – or two

69.$$ >> Make $100s per month – Change jobs to get higher pay

70.$$$ >> Save $1,000+ per month – Maximize your 401K contributions and use a loophole to cash in on the 401K tax-free for you (and your spouse) and close your mortgage with it

71.$$$ >> Save $500+ per month – Negotiate with banks for all your family's bank products and use an entry product, like mortgage refinance

72.$$ >> Save $1,000s per year – 17 ways to save money by doing smart shopping

73.$$ >> Save $1,000s per year – 27 ways to save money on transportation: New Cars, Used Cars, Leased Cars, Repair, Maintenance

74.$$ >> Save $1,000s per year – 9 ways to save money on education

75.$$$ >> Save $11,000 per year (per child) – Save money on college - Recovering the Cost of Education from Uncle Sam (your taxes)

76.$$$ >> Make $1,000+ per month – Rent out your house for double the mortgage price or buy a foreclosed property you rent out for double the price – Become a millionaire

77.$$$ >> Make $1 million+ over 20-30 years – Become a millionaire – Purchase foreclosed properties, renovate them, and resell them for profit or rent them out

78.$$ >> Save $1,000s per year – 40 ways homeowners save on taxes

79.$$ >> Save $1,000s per year – 3 ways to reduce your property taxes

80.$$ >> Save $1,000s+ per year – Save money with a Health Savings Account (HSA)

81.$$$ >> Make $100-$1,000+ per month – Make money with a blog or with your own website

82.$$$ >> Make $10,000+ per year – Make money with flipping websites or buy websites to earn monthly income

83.$$ >> Make $100s per month – Write for other websites like Associated Content, Helium, InfoBarrel, eHow

84.$ >> Make $100s-$1,000s – Get money owed to you, find missing money

85.$ >> Make $100-$500 per year – Signup bonuses to open new checking accounts

86.$$ >> Save $1,000+ per year – 25 ways to save money on banking

87.$$$ >> Make $1,000+ per month – Do service-at-home jobs

88.$ >> Save $100 per month – Save money on rent – Negotiate rent

89.$$$ >> Make $10,000s per year – Make money by flipping properties

90.$$$ >> Make $1,000+ per month – Become an Expert-Money-Advice consultant!

91.$$$ >> Make $1,000+ per month – Host your own private house party

92.$ >> Make $500-$1,000+ per year – Make money with Upromise to pay for your child's education costs

93.$$ >> Make $1,000+ per month – Make money as a tutor – Become an online tutor and make an extra $1,000 per month

94.$$$ >> Save $100,000s in taxes – 7 ways to transfer your estate tax-free to your children

95.$$ >> Make $1,000s per month – Make money with bartending and become a shot girl

96.$$$ >> Save $100,000s – Protect your assets in case of a personal bankruptcy, corporate bankruptcy or a divorce

97.$$ >> Save $1,000s per year – Over 100 ways to save money on babies

98.$$ >> Save $1,000s per year – 24 ways to save money on pets

99.$$ >> Make 1,000+ per month – Make money with SEO, Search Engine Optimization

100.$$ >> Make $100s per month – 15 other ways to make money online

101.$$ >> Save $1,000s per year – 8 ways to save money on your taxes on family caregiving

102.$$ >> Save $1,000s per year – 15 ways to save money when you are in debt

103.$$ >> Save $1,000+ per year – 17 ways to save money on medications

104.$ >> Save over $10,000 – 17 ways to save money on your wedding

105.$$$ >> Save $10,000s per year – 9 ways to save money on nursing homes and elderly care

106.$$ >> Make $1,000+ per month – Make money with elderly care

107.$$ >> Save $1,000s per year in taxes – Hire your kids and tax-deduct their wages from your personal tax return

108.$$ >> Save $1,000s per year – 20 tax advantages of starting your own business

109.$$ >> Save $100+ per month – 10 ways to save money on motorcycle insurance

110.$$$ >> Save $500+ per month (per child) – 22 ways to save money on child care

111.$$ >> Make $1,000+ per month – Make money with child day care

112.$$ >> Save $1,000s per year – 10 ways to get more out of your paycheck

113.$ >> Save $100s per year – 9 ways to save money on travel insurance

114.$$$ >> Make $500-$5,000 per year – Tax credits for working people (Earned Income Tax Credit, EITC)

115.$$$ >> Make $1,000-$2,000 per year – Get the retirement tax credit

116.$$ >> Save $2,000+ per year – Save money by depreciating land

117.$$ >> Save $1,000+ per year – Home repairs you can do yourself

118.$$$ >> Make $1 million in 24 years investing $1,000 per month in dividend stocks

119.$$$ >> Make 20%-100% annual return on your money - "riskfree" covered calls - options collars

120.NEW-$$$ >> Make $1,000+ with simply signing up for new credit cards

121.NEW-$$$ >> Make $1,000+ per month by flipping books from thrift stores and sell them on Bookscouter.com

122.NEW-$$$ >> Make $40,000-$90,000 per year by becoming an UberX driver or Lyft driver

123.NEW-$$$ >> Make up to $50,000 per year with "Rent A Friend"

124.NEW-$$$ >> Make $1,000 - $10,000 per month with TaskRabbit

125.NEW-$$$$$ >> Turn $1,000 into $1 million in 12 months time!!!

126.NEW-$$$$$ >> 12 Working Soccer/Football Betting Systems! Turn $100 into $1,000, ... in 1 month time!!!

127.NEW-$$$ >> Over 600,000 Work-From-Home-Jobs in the USA by real US companies! Find a job in your city!

128.NEW-$ >> Sell your Cell Phone, Laptop, Tablet and more electronics for cash! Make $100+, No eBay hassle!

129.NEW-$$$ >> 16 Work-at-Home Internet Jobs

130.NEW-$$$ >> How to get the biggest tax refund this year!

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