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$2,000 - $3,000
per month from your household budget!
The more dollars (
) an idea has, the more interesting the idea and the more money you can make or save.
Save on average $1,000 per month from your personal budget, $2,000-$3,000 per month from your household budget.
Over 40 proven ideas for you to make money or earn extra income.
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Make $1,000+ per month For women: Start clothing business with clothing from other girlfriends
Make $300-$500 per month (per person) or up to $1,000 per month of higher household income Negotiate with current (and future) employer for more corporate-paid benefits
Make $500 - $1,000 per month Rent out your bedroom apartment as daily hotel-room at $30-$50 per day
Make $1,000+ per month Doing jobs for family and friends
Cash in for retirement Close mortgage Sell house to relatives
Make $5,000+ per deal Earn money for co-guaranteeing a car lease for someone
Save $300+ per month Carpooling with family and share purchase of expensive car with family
Save $500-$700 per month Get rid of second car, get rid of full option insurance
Save $100-$200 per month Get rid of expensive car finance, sell car and get a cheap, personal car lease
Save $100s per month Have relative like parents/grandparents or wife/husband to take a cheap, consolidated loan to cover your expensive credit card debt while you pay that loan and co-guarantee the loan
Save $100+ per month Get family health coverage for insurance instead of individual coverage
Save $100 per month Health insurance Instead of basic health coverage, pay the medications yourself, only pay for hospitalization insurance
Save $600+ per month Get other people live in with you (like parents, grandparents), rent out spare rooms, live together, get sunny retirement retreat for (grand)parents
Buy a sunny retreat for (grand)parents and have them pay the mortgage while you live in with them
Save $500-$1,000 per month Use a lumpsum from the (grand)parents/family to cover expensive short-term debt (like credit card debt) in order for a 10-year free rent/retirement or for a shared car lease/car purchase
Save $1,000+ per month Pay down mortgage with savings if nearing retirement (age 50-55+)
Save $250+ per month (per child) Reduce the cost of activities with children
Save $300 per month Refinance mortgage or renegotiate mortgage with bank
Save $40-$100 per month Get rid of private mortgage insurance if you have 20% of built-up home equity
Save $100s per month Convert your credit card debt into a 5-to-10-year personal, consolidated (home equity) loan
Save $50 per month Save money on credit cards Transfer credit card high APR balance into low APR credit cards
Save $100 per month Use savings to pay off credit card debt
Save $100+ per month Remove Late Payments: An Example Goodwill Letter for Credit Card Accounts
Save $200 per month Renegotiate with other people to pay their share of the bills and have your girlfriend/spouse save money as well
Save $100-$200 per month Save money on dine-outs
Save $100+ per month Save money on fuel costs
Save $100+ per month Save money with biofuel
Save $100 per month Increase car insurance deductibles
Save $100+ per month Save money on car insurance
Save $50 per month Make sure you are not over-insured on your house
Save $100s per month Save money on life insurance get the barest amount of insurance you need
Save $1,000 per year Save money on vacations
Make $100+ per month Rent out your parking space
Save $200 per month Eat with family for free
Save $50 per month Reduce water use
Save $50-$100 per month Save money on suntanning
Save $100 per month Save money on energy turning off the AC or use timer
Save $100 per month Save money on electricity-spending in house
Save $100 per month Save money on heating
Save $100 per month Go shopping once per week instead of many times per week and shop with listing
Save $200-$400 per month Save money on groceries
Save $50 per month Use email and (internet) fax service instead of regular mail to communicate
Save $50 per month Use the internet to shop for the cheapest products
Save $100+ per month 11 Coupon ideas to get the most bang for the buck
Save $50-$100 per month Learn you children and your loved one to be (more) frugal too
Make $1,000 per month Help other people get a job and have them tax-deduct job-related expenses
Save $100+ per month Have (young) children spend time with other family members
Save $100-$200 per month Save money on phone, television, internet and cable communications
Save $50,000 (per child) Have children attend public college first - reduce costs for saving for children college, university or while they are studying
Make $1,000 per month Retire with $250,000 in savings and keep the house retire smart
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If you save $1,000 per month yielding 10% annually (like with the stock market
invested in dividend stocks
or by trading
"riskfree" high-return covered calls
), you will have accumulated
in 24 years time!